BHIM UPI, Money Transfer, Recharge & Bill Payment alternatives

Ranked alternatives

1. 1
   
   NoviFree

   Novi is a wallet app that is built on blockchain technology which is one of the most secure and transparent payment technologies to date. The wallet is made for cryptocurrencies based payment system. It is the new standard of sending and receiving payments. The wallet is integrated with Facebook, so you can access it from there. Sending money with Novi is as simple as sending a message. After you add money to your wallet, it will be converted into a proprietary digital currency called Diem. You can then send Diem to any other person.

   The benefit of conversion in digital currency is that you will get a faster payment system within a few seconds. Plus, the sending or receiving amount limit is not applied. It doesn’t charge any money except for the conversion rate. No scammers can make an account as the wallet asks for government-issued identification, and after that is verified, only then can you make an account.

   Novi alternatives
2. 2
   
   mobilPay Wallet ??Free

   mobilPay Wallet ?? is a digital wallet that you can use to send and receive money instantly. The intuitive design is plain and allows access to everything direct from the app with no hassle. A highlighting feature of this app is the bar code payment that lets you scan the barcode from another person’s mobile and have his address for sending payment. The app is certified with Scan&Pay, which is Romania’s standard payment gateway. Therefore, security is not a concern.

   With this payment system, you can pay at any online or offline store, do mobile recharge, pay utility bills, pay electricity, gas, TV, and internet bills, public transportation, and pay over 6,000 plus online stores. mobilPay Wallet ?? turns your smartphone into a payment tool. You can add your credit or debit cards into the digital wallet and carry them without actually carrying them physically. Additionally, the app also partners up with many companies to give your vouchers and discounts.

   mobilPay Wallet ?? alternatives
3. 3
   
   Diem WalletFree

   Diem Wallet is a public demo wallet that allows you to send and receive payments digitally. The Diem Wallet is revolutionary that changes the typical physical currency system by introducing a quick and easy way to transfer money. The app can be used with smartphones with just data connectivity. The infrastructure is backed by a reserve of assets made up of gold and cash, which is equivalent to the net cash flowing into the market.

   The transaction takes just a few seconds, no matter where in the world you are sitting. The open-source protocol, which is built on Diem, will allow the community of developers to build better products and services to help integrate the Diem payment system into other things. The wallet is built on a blockchain network which is one of the most secure and transparent payment networks.

   Diem Wallet alternatives
4. 4
   
   Jeton WalletFree

   Jeton Wallet lets you exchange money, make secure payment transfers, and purchase anything from online or offline stores. With this wallet, you can deposit funds, withdraw money, send, pay or exchange money with grew click. The app supports over 70 payment platforms and can send or receive payments from them. The Jeton Wallet also supports more than 50 types of currencies. With the international currency support, it can also do transactions internationally in more than 100 countries.

   The wallet is FCA licensed, which is UK based Security Company as well as has data protection of PCI DSS level one compliance, so the security is not a concern. You can also enable two-factor authentication, which makes it more secure than ever. The wallet includes many digital vouchers for many brands that you can avail of for discounts on shopping. All in all, Jeton Wallet is a great tool to carry your money in the form of digital currency.

   Jeton Wallet alternatives
5. 5
   
   Premier WalletFree

   Premier Wallet is a fully-featured digital wallet app that allows you to do shopping from online stores, pay bills, fees, and any other transaction. Carrying cash in the form of digital currency makes life easier and streamlined. With the streamlined interface, you can easily transfer funds without any hassle. With the digital wallet, you can eliminate the risk of losing physical money. Your financial data is encrypted on its servers, and every transaction record is saved and accessible only for you.

   You don’t need to memorize where you spent your money last week. Premier wallet remembers every payment and request you made and even groups them by categories for easy sorting. With the scan and pay features, paying at merchant stores is very simple. You just need to scan, fill in the amount, and pay. Additionally, you can add merchants to your favorite list for quick pay.

   Premier Wallet alternatives
6. 6
   
   Bill Payment & Recharge,WalletFree

   Bill Payment & Recharge,Wallet is a one-stop solution for storing your money in the form of digital currency. With this app, you can make hassle-free payments and money transfers. It takes few seconds to recharge your phone no matter what carrier you are using. No more standing in long lines to pay the bill; Bill Payment & Recharge,Wallet app will do this job by sitting at home and avoid overdue payment charges. The app also supports shopping with more than 250k shopping options along with the cashback features that keep your shop again and again.

   A highlighting feature of this app is that you can get a loan amount of up to 500k INR within few minutes after completing their T&C. You can buy gift cards from the app and gift your friends the freedom to shop to their liking. All in all, Bill Payment & Recharge,Wallet is a great digital wallet that you can use to digitize your lifestyle.

   Bill Payment & Recharge,Wallet alternatives
7. 7
   
   Khalti Digital Wallet (Nepal)Free

   Khalti Digital Wallet (Nepal) is one of the most trusted digital wallets in Nepal. With this wallet, you can make fast and secure payments like mobile recharge, electricity, water and gas bills, internet bills, top-ups and data packs, and much more. The app also provides cashback offers, renew your government licenses, make bank transfers, pay for grocery, retail shops, school, college fees in just a few steps. Additionally, you can also book online flight tickets within Nepal. Some Airlines that you can book are Budha Airlines, Shree Airlines, Saurya Airlines, Simrik Airlines, and Yeti Airlines.

   Supported financial services are the renewal fees of DEMAT MeroShare, the insurance premium for Nepal Life Insurance, credit card payments, and EMI for Sayakar payments. With the Scan & Pay feature, you can pay at local Kirana pasal, pharmacies, clothing stores, restaurants & cafes, hospitals & polyclinics, etc. All in all, Khalti Digital Wallet (Nepal) is a great digital wallet that you can use to make life easier and quicker.

   Khalti Digital Wallet (Nepal) alternatives
8. 8
   
   Chain Bridge Digital WalletFree

   Chain Bridge Digital Wallet is an easy-to-use secure wallet that you can use to digitize your routine payments and keep your physical cash in digital form. The wallet makes payments and money transfers easier than ever before. It facilitates companies to grow their business by service expansion and adopting new business with the wallet as a service. The wallet as a service program consists of systems like interlocking with wallet, digital asset issuance, brand marketing, staking awards, airdrops, shopping mall payments, target marketing, cross-marketing, and much more.

   The wallet provides a discount of up to 50% on selected shopping centers, and as you buy more, you will collect more reward points. It has partnered up with many companies like cosmetic brands to introduce a coin called skin rich. This allows you to buy products on its shopping mall online or at offline retail stores. All in all, Chain Bridge Digital Wallet is a great way to digitize your daily life financial operations and make life easier.

   Chain Bridge Digital Wallet alternatives
9. 9
   
   T WalletFree

   T Wallet is a fully-featured digital wallet app that allows you to do shopping from online stores, pay bills, fees, and any other transaction. Carrying cash in the form of digital currency makes life easier and streamlined. With the streamlined interface, you can easily transfer funds without any hassle. With the digital wallet, you can eliminate the risk of losing physical money. Your financial data is encrypted on its servers, and every transaction record is saved and accessible only for you.

   You don’t need to memorize where you spent your money last week. Premier wallet remembers every payment and request you made and even groups them by categories for easy sorting. With the scan and pay features, paying at merchant stores is very simple. You just need to scan, fill in the amount, and pay. Additionally, you can add merchants to your favorite list for quick pay. Other than that, you can also pay for hotel bookings, flight booking, mobile recharge, tax, school fee, challan, and much more. All in all, T Wallet is a great tool to digitize your life and make it easier.

   T Wallet alternatives
10. 10
    
    Ola MoneyFree

    Ola Money is a wallet that allows you to quickly and safely send or receive money and do transactions. You can recharge the wallet from a credit or debit card and use it anywhere like shopping, grocery, pay mobile bills, electricity bills, gas, and water bills with few clicks. You can send money to any other Ola user, recharge your data cards and DTH, recharge your metro card, withdraw money from the bank, and much more.

    Additionally, you can view transaction history with the sender, receiver, date, time, and other details. With Ola Money, you can leave the cash at home and make your Mobile a digital wallet to pay anywhere seamlessly. All in all, Ola Money is a great digital wallet to make daily life payments easier.

    Ola Money alternatives
11. 11
    
    My WalletsFree

    My Wallets is a digital wallet that you can use as your financial assistant to handle your money in digital form. The wallet keeps track of what you have spent and where did you spend over the last week, month or year. The app also suggests how you can save your money and where you have the margin to spend more than usual. This is done by categorizing things like shopping, car, food, bills fees, accounts, etc. so you have a better idea of where you need to spend the money. The data and transaction details are saved securely.

    The app continuously syncs your data into your own cloud account, so archiving or deleting the app will not tend to lose your data. The app has a password or biometric login option, so security is a priority. Other notable features include the addition of accounts, addition of transactions or remittances, current exchange rate, data export, widget to quickly add a transaction, daily, weekly, or annual reports, graphic report, and customizable interface.

    My Wallets alternatives
12. 12
    
    Lifepay (Early Access)Free

    Lifepay (Early Access) is an app that allows you to digitize your payments and money transfers with few clicks. This is like a virtual bank account that you can open in a few minutes. The app is Visa certified, so you can pay for anything worldwide as it is an international payment standard. Moreover, you can spend securely with your control, freeze or unfreeze the card with few clicks. Lifepay (Early Access) wallet can be integrated with your existing wallets like Alipay or WeChat and pay bills in Australia.

    The QR code scanning feature lets you easily pay and receive money by just scanning the QR code. You can pay other Lifepay users that are in your contacts for immediate and secure payments. The app also provides cross-border remittance services that allow you to pay your bills with no hidden fees. All in all, Lifepay is a great app that you can consider among its alternatives.

    Lifepay (Early Access) alternatives
13. 13
    
    EversendFree

    Eversend is an app that you can use to send and receive money or do online transactions with few clicks. The app is made for use in African countries. You can send money to your loved ones in Uganda, Nigeria, Tanzania, Kenya, Rwanda and pay utility bills via this app. It doesn’t include any hidden charges like other banks or any inconvenient hours.

    You can create a virtual USD card and start saving in foreign exchange fees when shopping online, use it for online entertainment subscription fees like Netflix, Google, Amazon, Apple Music, and Facebook. You can freeze the card with one click in case of protection against fraud. The app has a highlighting feature with which you can exchange the currency between USD, NGN, KES, UGX, RWF, TZS, ad GHS. All the payments are secured with 256-bit encryption along with multi-factor encryption.

    Eversend alternatives
14. 14
    
    Hi-Pay WalletFree

    Hi-Pay wallet makes your phone a kind of digital wallet that you can use anywhere for payments and money transactions. The digital wallet is PCI DSS compliant, which means you can blindly trust its security. Your card is in your hand that you can block instantly to avoid any fraudulent transaction. With this app, you can top up your money card on your phone and check U Money card balance or top it up anywhere at any time.

    You can enjoy discounts and promotions every time you use the Hi-Pay application. A highlighting feature is automated E-Barimt registration that provides you a receipt of automatic registration on the E-Barimt system after you complete your payment. All in all, Hi-Pay Wallet is a great tool to digitize your payments

    Hi-Pay Wallet alternatives