PayRequest alternatives

Ranked alternatives

1. 1
   
   ZellePaid

   Zelle is online money transferring app that enables you to send money to friends and family in a fast, easy, and safe way. It has partnered with leading credit unions and banks across the U.S. Your money moves quickly from account to account. If your bank or credit union supports Zelle, you do not need to install it on your mobile banking app or online banking and if they do not support it, the app will make it simple for you to send money to registered users of the app.

   Using only the recipient’s email address or US mobile phone number, you can easily and securely settle with almost everyone you know and trust. Moreover, it does not charge any fees for using the service. (Mobile operator or bank fees may apply). Whether you’re paying IOUs or sharing take-out costs, you can send money to someone you trust in minutes straight to their bank account using this app. Send money with just a few taps to your mobile phone.

   Zelle alternatives
2. 2
   
   WisePaid

   Wise is an online money transfer service that offers fast, easy, and secure ways to transfer money abroad which facilitates travelers, immigrants, organizations, freelancers, and those whose money crosses borders. It is a cheap and faster money transfer service that is operated in over 80 countries of the world.

   People all over the world choose this platform to help them live, travel and work internationally. It makes sending money abroad 8 times cheaper than banking. Living and moving abroad is now made simpler by the platform. It offers the convenience to receive salary and pension without stress and multiple bank accounts. Just share your credentials with your employer, pension scheme, friends, or family, and get paid like a local.

   Wise alternatives
3. 3
   
   LydiaPaid

   Lydia is a super, fast, and easy app to transfer your money. It has made payments and reimbursements so easy and is now become a benchmark for payments between friends and family. The app is an alternative to the best banking apps for those looking for a superior design and a unique mobile app that lets you track all your money at a glance and move it with a swipe. Its interface is fully customizable. Cards, bills, and receipts can be distinguished and illustrated with photographs to make them more beautiful and organized.

   The platform also includes an account with a Visa Debit card and a French IBAN, which you can use as a secondary account for your internet payments and vacation spending. The app is a selection of innovative financial services that include the best banking, insurance, and startup services that save your money and time. The salient features of Lydia include Lydia Cards, Pay a Friend, Mobile Payment, Shared Accounts, Money pots, Donations, Instant Loan, and Checking Account.

   Lydia alternatives
4. 4
   
   PaymentSpringPaid

   PaymentSpring is the one-stop developer-driven payment gateway for any person taking payments online. The platform is a powerful payment processing gateway and is designed for businesses, software platforms, and nonprofit organizations. It allows you to accept payments anywhere. Take credit or debit cards in person in one easy swipe, all without any long-term contracts or unexpected fees. Simply plug the platform’s card reader directly into your phone or tablet and enjoy the service.

   The application is best suited for retail stores, internet businesses, service businesses, professional offices, eCommerce, integrated software solutions, and mobile merchants. The salient features of PaymentSpring include ACH Payment Processing, Debit/Credit Card Processing, In-Person Payments, Mobile Payments, Online Payments, Point of Sale (POS), and Recurring/Subscription Billing.

   PaymentSpring alternatives
5. 5
   
   TalerPaid

   Taler is an online payment transfer application that provides a payment system to perform transactions with privacy. The platform using modern cryptography has built an anonymous taxable payment system. Customers will use traditional money and send this money to a digital exchange and in return, they will receive (anonymous) digital money. They can use this digital cash to pay anonymously to Merchants. While merchants can exchange digital cash for traditional money on a digital exchange. Since merchants are not anonymous, they can be taxed, which allows the government to withhold income or sales tax while still providing anonymity for customers. This helps to avoid money laundering and tax evasions.

   Cryptography is used to ensure that none of the participants can deceive others without being detected immediately. However, in practice, a fraudulent exchange can go bankrupt instead of paying to Sellers, and thus the exchange will need to be checked regularly like any other banking institution. When making a payment, customers only need a charged wallet. The merchant can accept payments without forcing their customers to register with the merchant’s website. The platform is designed to make any transaction protected from many types of fraud, such as phishing credit card information or chargeback scams. In case of loss or theft, only the limited amount of money left in the wallet can disappear.

   Taler alternatives
6. 6
   
   SuperPayPaid

   SuperPay is a simple, fast, and secure application that enables you to pay bills, utilities, airtime, internet data, and cable TV charges. It is a web-based application through which you can send or receive money from your friends and family. It enables you to transfer funds, pay electricity bills, and make analyses of your transactions. In short, it is a one-stop solution to pay all your bills online.

   SuperPay alternatives
7. 7
   
   MoneyMailMePaid

   MoneyMailMes a mobile application that enables its users to transfer and receive payments with others. While chatting with your friends or during video calls, you can send as well as receive money on your mobile device free of cost and in a secure way. The app streamlines your transactions and lets you enjoy a life together with your friends and loved ones. It covers over 123 countries and gives the appropriate channel to transfer money to your friends or family, no matter whatever the country is.

   Your funds will be delivered to the recipient on time through its guaranteed instant money transfer system which is a secure and regulated network. No need to worry about high international rates of transactions as it offers zero taxes for transactions within its network. The salient features of Moneymailme include International Coverage, Instant Funds Transfer, Commission Free, 6 Available Currencies, Device validation, Layered security, Three-factor authentication, Transaction security, File transfer, and Video calling.

   MoneyMailMe alternatives
8. 8
   
   TrustapPaid

   Trustap is a payment transfer app that is specifically designed to protect sellers and buyers when they are making online transactions or dealing with a stranger. The app plays its role as a third party between unknown parties to make sure the successful completion of any transaction and prevents either party from being scammed.

   With this platform, it only takes a few seconds to open an account. Download the app or create an account here and immediately transact with Peace of Mind. The Online model of the platform helps both buyer and seller to track a package door-to-door. With the support of more than 640 couriers, you can send your package the way you want. It ensures risk-free transactions by verifying everyone’s identity since the platform holds the money securely unless both parties are happy, you no longer have to be worried while sending money to a stranger.

   Trustap alternatives
9. 9
   
   ExilendPaid

   Exilend is a lending platform that brings lenders and borrowers together and helps to generate and track loans and provides extensive reports and payment reminders. It is a recently launched social lending network that connects people who need money and people who have money and allows them to get a loan. Users can choose their lenders and borrowers and jointly determine the terms of the loan. The core of the platform is managing your transactions. It provides an easy-to-use interface for adding existing friends as well as inviting new users to the platform.

   The application supports a wide range of loans and covers almost anything one would ever need for a P2P lending service. Users can create balloon loans and amortized loans with different types of compounding, loan terms, repayment schedule, etc. This gives you a quick preview of payments during loan creation so you know exactly how much is paid at what time even before loan creation. Pool loans is another profound feature of the platform that enables a group of lenders to share the profit from the loan interest according to their contribution ratio.

   In addition to the above, it allows you to choose whether to allow prepayment of the loan or not. From the action items available for loans and payments, you can easily mark them as closed, default, prepaid, etc. All it takes for any action on a loan is to get confirmation from both parties. Since the platform works on the basis of mutual trust, everything is done on the agreement of both parties. The platform is free to use. There is no commission charged on transactions made by users on the platform, and there is no connection fee.

   Exilend alternatives
10. 10
    
    Deal.io Sell or Accept PaymentsPaid

    Deal.io is an application that facilitates businesses with express checkout solutions. It contains easy-to-use and the world’s most powerful checkout products. You don’t need to spend time or energy on integrations or functionality it made as simple as copy and paste for you.

    Companies of all strata can use this platform to provide the fastest checkout experience online. It is a unique platform and a fully built-in suite of products for express checkout operations. For signing up to this platform no integrations or credit card is required. Its express checkout solutions can function on social media platforms, eCommerce platforms, static sites, blogs, and even in your store. The core features of Deal.io include Express Checkout Widget, Express Checkout Links, Express Checkout QR Codes, and Mobile Apps.

    Deal.io Sell or Accept Payments alternatives