PayUMoney alternatives

Ranked alternatives

1. 1
   
   TezFree

   Tez is a Free Mobile Application that allows you to send money to friends, grab payments directly to your bank accounts, and pay for restaurants in a way like never before. It is a too simple and fast application that uses NPCI’s, UPI, and all the other major secure way to send money.

   Tez application includes lots of prominent features such as transfer directly to your bank account, multi-layered security system, make payments and transfer amount both big and small, get a notification, and get rewards, etc. You can intuitively send or receive money without sharing personal details, and there is no need to open a separate account as well.

   It is simple and easy to use application, available to use on both Android and iOS platforms. The app does not require users to share any personal information that includes bank details and phone numbers, etc. In order to use the Tez application, you must be in India, have Indian mobile numbers and Indian mobile account.

   Tez alternatives
2. 2
   
   Square Point of Sale (POS)Free

   Square Point of Sale is a Free to Use a Point-of-Sale app that gives you everything you need to take payments and progress your business. It is a simple and easy to use application available to use on Android and iOS platforms. The app accepts card payments with the square reader or square stand.

   It is an alternative to Tez but offers enhanced features that make it better than others. With the help of this platform, you can easily deposit your funds, see money in your bank accounts in one to two business days.

   It has no long-term contracts, no hidden charges, and no commitments. Square Point of Sale has everything you need to start, run, and grow your business from your mobile device.

   It includes lots of prominent features such as accept all the visa cards, customers pay, record cash, apply multiple discounts, send receipts via emails, track inventory in real-time and customization option, etc. With a fast and User-Friendly interface. Do try it out if you want to manage accounts and progress your business.

   Square Point of Sale (POS) alternatives
3. 3
   
   PayGo WalletFree

   PayGo Wallet is a Mobile Application that offers a unique opportunity to make electronic payments. The application creates virtual MasterCard in no time, and the users use it to make online payments. PayGo Wallet is specially made for people who want to manage their bank accounts to make online transactions secure.

   With the help of this application, you can easily buy play store products, buy a sticker in Line Messenger, book and buy tickets, operate all mobile and easy money transfers, etc. The most addictive and best features of the application are it allows you to connect your Virtual MasterCard to PayPal and make all the national and international payments easy.

   PayGo Wallet also offers lots of prominent features that make your payments enhanced. If you really want to get the opportunity to make electronic payments, then give the PayGo Wallet a chance.

   PayGo Wallet alternatives
4. 4
   
   AirPayFree

   AirPay is a stunning tool if you are looking for the trusted payment brand for Cash Cards Mobile Phone Top-Ups and Online Shopping. AirPay is a free to use trusted payment application that allows you to pay at your convenience without worrying about safety.

   As compared to the other similar application, it is more reliable than others. The app allows you to scan AirPay QR code from its e-commerce merchant and pay with the AirPay application. With one linked bank accounts, you can get wonderful exclusive promotions.

   Prepaid phone top-ups, cash cards, game credit, and much more, you can do all the things in this application. The app includes lots of prominent features such as connect your Virtual MasterCard to PayPal, more secure and convenient than others, passcode, enjoy promotion deals, etc. AirPay is available to use on iOS and Android platforms, and you can access it anywhere in the world.

   AirPay alternatives
5. 5
   
   ePaymentsFree

   ePayments is a convenient digital wallet that is specially made for those people who want to make money on the internet. With the help of this application, you can easily receive payments from your partners, withdraw cash, and make online payments from anywhere in the world.

   It has more than 500 thousand users from up to 100 countries who can use the app to make their payment system enhanced. It also allows you to withdraw cash at ATMs anywhere in the world. You can also purchase digital currencies and transfer or receive money and payment for goods in your local store.

   It offers different security systems to protect your payment and is more secure than others. Some of its highlighted features include free monthly services, and secure payments, easy to understand scenario, and you can access anytime, anywhere in the world. ePayments is a beautiful digital wallet application that carries tons of awesome benefits for everyone who uses the app.

   ePayments alternatives
6. 6
   
   Vodafone WalletFree

   Vodafone Wallet is a significantly used platform developed and published by Vodafone Inc. It is a digital version of your leather wallet, which is full of exciting features that you can access with a simple tap of your phone. The app is similar to other digital wattle applications, but it offers some new features and services that make it better than others.

   Vodafone Pay is the part of the Vodafone Wallet, and it does not need to rummage for cash or cards or no need to borrow if you have forgotten your wallet.

   The app allows you to add all your credit and debit cards, plus your PayPal account for fast and secure payments. Just like the other similar application, it also requires registration with the verified email address and all the other important information such as your bank details and phone numbers.

   Vodafone Wallet offers lots of prominent features such as completely free to use, works on all the smartphones, NFC functionality, safe and secured, send or receive money and withdraw your cash all over the world, etc. Try it out.

   Vodafone Wallet alternatives
7. 7
   
   TrueMoneyFree

   TrueMoney Transfer is a Free to Use Finance Mobile Application developed and published True Money Co. The app is specially made for individuals for transferring money across multiple countries in a way that is most suitable for them by using the mobile application to send money and receive it in minutes.

   It accepts payments from most of the card types such as Visa Card and MasterCard. You can get the receipt right on your mobile device which means you do not need to have them to print. TrueMoney app also helps you to send invoices online and then allows you to track them.

   Just like the other similar application it also allows you to purchase online products, mobile balance, buy digital currencies and much more. As compared to the others it is a simple and fast digital wallet platform that enables the users to make payments with your mobile phones.

   The app replaces the credit or debit card chip and PIN transaction at the point-of-sale that allows their users to upload these to the TrueMoney app. In order to use the service, you need to download the app and install it on your mobile device. After complete completing the installation, you must place your important information and start payments.

   TrueMoney alternatives
8. 8
   
   Google WalletFree

   Google Wallet is a peer-to-peer payment service created and published by Google. It enables everyone to send or receive money from a mobile device without any tension or security hazards.

   To use the application, you must be linked through the app with an existing debit card or bank account. It also allows you to withdraw cash at ATMs without any associated fee and could be used as a debit card for virtually any purpose.

   Google Wallet also offers lots of prominent features such as to send or receive money, request money from others, and cash out with a bank account and debit card, etc. You can automatically transfer the money you receive to a debit card.

   If you want to get a fast, free, and easy to use platform, then try it out, Google Wallet is made for you.

   Google Wallet alternatives
9. 9
   
   mPAYFree

   mPAY is a mobile financial application that allows you to do any financial transaction 24/7, no matter where you are. It is a highly secured, free to use mobile application that comes with a Double Lock Security System. It needs both your mobile number and your four-digit PINs to access mPAY.

   With the help of this application, you can pay for multiple products that fit your lifestyle, and you can precisely transfer money to your friends and family. It is also best for those users who do not have a credit card, can also feel comfortable and safe. To purchase either the app or e-commerce products and pay with the prepaid stunning virtual card known as AIS mPAY MasterCard.

   You can also keep track of the payments through your email or phone number. mPAY app also offers lots of prominent features such as multiple lifestyle services, and top up online games, free and quick to apply, etc.

   It enables you to customize your favorite bills and makes it so easy to pay with a scan barcode. Hence, mPAY is one of the best financial mobile applications as compared to others.

   mPAY alternatives
10. 10
    
    Android PayFree

    Android Pay is a tremendously used Digital Wallet App created and published by Google. The app enables users to make payments with mobile devices, tablets, and smartwatches. It uses NFC (Near Field Communication) system to transmit card information facilitating fund transfers to the retailer.

    The application replaces the credit or debit card or chip and PIN transaction at point-of-sale terminals by allowing the users to upload in the Android Pay Wallet. It is similar to contactless payments already used in various countries with the addition of two-factor authentication. The app also helps you to purchase different items online, such as whether its digital items or games.

    You can keep track of all the history of your statements and related items. It supports physical authentications, including fingerprint ID. While on the other hand, those cell phones that do not support this feature can access it using a passcode.

    Users can add payment cards to the service by taking a photo of the card or by placing the card information manually. Android Pay is one of the best digital wallets available to use on Android devices, and you can access it anytime, anywhere in the world.

    Android Pay alternatives
11. 11
    
    WebmoneyFree

    Webmoney is a free to use Mobile Application that lets you control the balance of your purchases and cash flow. It is a simple but helpful application that allows you to manage all your transactions, issue invoices, and send or receive money.

    The app is specially made for those users who want to control their balance and enjoy hundreds of exciting deals while shopping. WebMoney Keeper also allows you to top up your card or bank account right through this elegant platform.

    It is not just a mobile application for those who want to manage their bank account, but it also a platform where you can communicate with their friends. It supports secure chat rooms where you can share images, videos, and other important files in extreme security.

    Webmoney includes core features as buy games, books, and digital products conveniently pay for bills, chat, and much more with simple, fast, and user-friendly interface. Do try out, if you want to manage their bank accounts.

    Webmoney alternatives
12. 12
    
    Capital One WalletFree

    Capital One Wallet is free to use mobile application that is specially made for those users who want to send or receive money in secure manners. The app provides users with the option of linking their bank accounts and adding multiple debit cards at the same place in order to manage all the activities related to them.

    Capital One Wallet is an alternative to the Tez app and offers lots of similar services with some exciting features such as international payments on the online platform. Capital One Wallet app also allows you to shop at the supermarket or no your computers, and it also helps them as you can make payments in secure manners within seconds.

    One of the most addictive and enjoyable things about this application is that it allows you to find the discount at stores you have shopped at and love and also offers you to redeem your coupons use your mobile phones.

    Push notifications, store your gift cards, sign in easily, redeem your rewards, past checkout, and hot deals these are core features of the app. Capital One Wallet is a wonderful mobile application to manage bank accounts.

    Capital One Wallet alternatives
13. 13
    
    CapriPayFree

    CapriPay is a free to use mobile app developed and published by Topsites Internet Limited. It is an ultimate way of keeping users up to date with information on their CapriPay account on the CapriPay website. The major goal of the application is to enable users to remain informed and have easier access to their accounts.

    It is formerly known as Capricoin Application but was renamed to avoid confusion with Capricoin. CapriPay is the online wallet for Capricoin that allows its users to transfer Capricoins to others.

    The app also provides you up to date information about the activity on your account and sends push notifications where necessary, even when you aren’t log in. It offers lots of intuitive features such as read news, send or receive Capricorns, instant push notifications, and much more.

    CapriPay alternatives
14. 14
    
    MyVirtualMerchant

    MyVirtualMerchant (also known as Converge) is a cloud-hosted payment application that allows you to accept payments for your business, online, in-store, or on the go. It is a flexible platform that can be easily configured to meet the business’s needs or preferences at any time of the business life cycle.

    It offers solutions that are compatible with every environment, from traditional email telephone to in-store to mobile web or application to e-commerce. You are empowered and able to make the most out of your payment processing. You can set up stuff that benefits them and their customers alike, and drives growth in the long run.

    My Virtual Merchant app is one of the successful payment gateways on the market with reasonable rates and valuable integration. It accepts the full range of payment methods, such as from cash, credit cards, and debit cards to other electronic payment solutions (electronic checks, gifts cards, and electronic transfer, etc.).

    You can process payments not only online but also in-store through a computer, card reader, PIN pads. You can also process mails or phone payments through the system.

    This payment gateway also offers enhanced security features such as EMV, tokenization, and encryption that complies with the strictest security standards. MyVirtualMerchant app contains a set of core features that make it more interesting.

    MyVirtualMerchant alternatives
15. 15
    
    Venmo Groups (beta)Free

    Venmo Groups (beta) is a simple application used for sending cash quickly to friends and family and shopping at any online store. It is free to use mobile application available to use on Android and iOS developed by PayPal. Venmo is one of the best ways to split purchases to avoid awkward IOUs, share your new buyers, and catch up on what your friends are doing on the feed.

    With the help of this application, you can quickly pay friends and family or link your bank account or debit card quickly. It is one of the best ways to connect with people and remember the moments you share with your friends. There is no transaction fee for sending money to your debit card or bank account.

    Venmo Groups (beta) app also has a set of core features that make it more interesting and better than others. If you need a powerful and fun money app for sending and receiving money, then try it out, Venmo is specially made for you.

    Venmo Groups (beta) alternatives
16. 16
    
    Square CashFree

    Square Cash or Cash App is a mobile payment service developed by Square Inc. The application allows you to transfer money to one another’s accounts without any charges. It is a free, fast, and safe app that protects your payments with your fingerprints or passcode.

    You can precisely withdraw money with its debit visa card in ATM or transfer it to any local bank account. The best thing is that you can use it to pay your bills, recharge, and more.

    Square Cash has an attractive interface with some handy features that help you to manage the exchanging of money in a safe and extremely reliable way. Square Cash is completely free to use finance applications available to use on Android and iOS platforms.

    Square Cash alternatives
17. 17
    
    Affirm

    Affirm is a simple and easy to use Finance mobile application that allows you to split almost any online purchase into easy monthly payments. It is a user virtual credit card that has no hidden fees and no surprises. You just need to enter a few pieces of information for the real-time decision, then choose the payment schedule that works for you.

    First, you need to add it to your mobile device, enter your purchase amount, and where you are shopping. Each of its global users can use the app to complete your purchase. You can pay Affirm back over 3, 6, or 12 months.

    With the help of this application, you can buy stuff anywhere online. The application started at a very basic level and knew it has thousands of users around the world who can use it to buy an item and pay it later.

    Affirm app includes lots of prominent features such as simple and easy to use the app, manage your bank account, easy to understand interface, send money, and more. Affirm is one of the best applications that allows you to get online purchases into easy and secure monthly payments.

    Affirm alternatives
18. 18
    
    Cash AppFree

    Cash App is a comprehensive finance app that helps you to manage all your online transactions right through your mobile phones and tablets. With this application, you can send, receive, and spend money to buy Bitcoin and all other online services. It is known as a fast, safe, and free finance app that makes online payments in minutes.

    First, you need to launch the app into your mobile device, add all the significant details, including your name, email address, and bank details. After verifying your account, you can easily access all its features. The application works like your debit card and always helps you to spend money in a secure and elegant way.

    Cash App offers prominent features such as simple interface, daily alerts, check history, no limitation, update, and much more. Give a try to Cash App if you need a comprehensive finance solution.

    Cash App alternatives
19. 19
    
    MoneylionFree

    Moneylion is an advanced app that is changing the way people borrow and spend money. It offers a membership program that helps you to enhance your finance and investment and manages everything regarding your payments. You can get access to all your personal loans at competitive rates. Moneylion is one of America’s most powerful financial membership platforms and has more than 3 million users.

    The service features zero-fee checking that helps you a lot. You can also fund your Moneylion checking account with an instant transfer and then use it everywhere you go without any hidden fees. It covers almost all the significant features and services that help you to manage your all financial needs. With the help of its mobile application, you can add a direct deposit for just $250 or more to your account to unlock instant 0% APR cash advances.

    To deliver a comprehensive solution, it includes core features such as different levels, 12% cashback, investment when you are ready, rich security features, and much more. MoneyLion: Bank, Borrow, and Invest is specially made for you if you are looking for a finance membership solution.

    Moneylion alternatives
20. 20
    
    Suretap WalletFree

    Suretap Wallet is a powerful finance application that allows you to download credit cards from all the popular banks in Canada. It is free to use Android and iOS app that is specially designed for those who want to change their way of pay.

    With the help of this application, you can also be able to add, buy, or send gift cards to your friends and family without any limitations. The interface of the app is similar to other finance applications but offers lots of new tools and features that make it sleek and better.

    Suretap Wallet comes preloaded on most mobile devices and safely stores all your major credit and prepaid cards on the SIM card. It also uses the same security features as your physical credit-card.

    To enjoy its service, you need to download your card, choose it, and tab your device at the contactless point-of-sale terminal. The app uses NFC to security interact with the point of sale terminal.

    It generates Barcodes and QR codes that enable you to use gift cards at all your favorite retailers. Suretap Wallet app supports more than 38 bank cards and carries a simple interface. You can precisely add, buy, and send gifts, make payments using your CIBC, etc.

    Suretap Wallet alternatives
21. 21
    
    AfterpayFree

    Afterpay is amongst the most leading finance application that makes it simple than ever to shop and pay. It is a comprehensive solution that manages all the major finance-related tasks. The app comes with a complete order management system that manages your all orders and makes payments.

    With this, you can view all your current and past Afterpay orders, view payment history, and easily make any payments directly in the app. You can also be able to visit the store directory to browse all the latest stores and get shopping inspiration.

    One of the most interesting facts about this app is that it enables you to create in-store barcodes that are quite simple and easy. You can quickly generate barcodes to use Afterpay app at physical stores. It also has the option to create your brocade in the store.

    When you want to pay, you have to bring your barcode at the register to be scanned. All your payments will be deducted, and you take your purchase home quickly. The interface of the app is simple, and you get it all the features and functions without paying for anything.

    Afterpay alternatives
22. 22
    
    KlarnaFree

    Klarna is a shopping application that facilitates users by allowing them to shop now and pay later. The app enables users to pay the number of products in four installments with no interests. This feature enables the users to get what they want now and pay the price later.

    Apart from these installments, the application allows the users to avail of exclusive deals and offers if they shop more and pay on time. It provides all kinds of products from furniture to fashion and home electronics to sports products, and users can buy anything from here. The application allows the users to see when their favorite products go on sale.

    Klarna the users to keep track of their favorite products and keep adding them to their wish lists. Lastly, it organizes all the products which the users are buying, and they can see their purchase history.

    Klarna alternatives
23. 23
    
    Tez – A new payments app by GoogleFree

    Tez is a mobile application for android platform that allows you to make mobile payments robustly, developed by Google. The software has all the tools and features that make your payment done with ease in no time. Tez is a convenient and useful way of making payments from anywhere around the globe by only one click. The software works by linking with your bank account and then make all the payments.

    This application allows you to pay bills, business payments, pay loans, ordering products, and much more. Now you can online recharge your mobile and can book tickets online and allows you to transfer with nearby friends. The software is rich in security control with multilayer security with UPI and Google, and it offers different rewards that directly move to the bank’s account.

    With the usage of Tez, paying shops is more accessible, and it permits shops, even your favorite salon can accept payments from you, and it keeps your bank deliveries private. The software is secure in terms of its services and makes it sure that your account will remain safe from any identity theft with safeguard protection using a finger-print sensor.

    Tez – A new payments app by Google alternatives
24. 24
    
    PaytmFree

    Paytm is a massively used mobile application that offers a simple way to send or receive money using QR Code Scanner. It helps you to scan all types of QR, create UPI to link Bank account, or open the saving accounts with the Paytm Payments Bank. It is an all in one mobile application that offers multiple functions such as managing bank accounts, pay bills, and plenty of other activities.

    It allows you to make payments to others, such as friends and family members. You just have to install the Paytm app and do the normal procedure to access its entire functionality. You can simply transfer the credit with them in seconds, and they can withdraw it later from their personal bank account.

    It also allows the users to make deposits and then send it later from their accounts. Paytm is simple and easy to use application that also helps you in your regular activities.

    You can securely manage all the things regarding metro card recharge, buy or sell digital cold, insurance premium, loan payment, shop online send and receive money, and much more. Paytm is one of the most secure app through which you can manage your money in a way like never before.

    Paytm alternatives
25. 25
    
    Embee MeterFree

    Embee Meter app comes up with features to keep track of all their gift cards while earning some extra meter points and receiving some exciting gifts. You can read instructions about how to start the point booster and can complete all the steps to receive all the gifts.

    Embee Meter app shows tips about increasing their meter reading, and they can read rules before starting the meter to redeem all their rewards with a single tap. It features new surveys on a daily basis so you can increase your chances of winning more money.

    Users can select their gift from the list of all the available gift cards to start the meter reading, as well as can request the development team to get names of more gift cards. It features cashing out of all your meter points without having to enter any personal information such as bank account, etc.

    Embee Meter alternatives